A few years back, someone I knew passed away. Within hours, the family had a GoFundMe up asking for help with funeral costs. No life insurance. No savings set aside. Just a link shared on Facebook and a hope that people would chip in.
That wasn't the first time I'd seen it. It wasn't the tenth time either. It happens in every community, every income level — but it hits harder in families where nobody explained the options, or where the language barrier kept people from asking.
I kept thinking: this shouldn't be this hard. A basic burial insurance policy costs less than a streaming subscription. Term life to cover a mortgage can run $30 a month for a healthy 35-year-old. The products exist. The problem is nobody's sitting down and explaining them in plain language.
That's what I do. I compare carriers, I find the best rate for your age and health, and I explain what you're getting — in English or Spanish, whichever you prefer. No carrier pays me more to push their product over another. If one company has a better rate for you, that's the one I recommend.
"My job isn't to sell you insurance — it's to make sure your family doesn't have to start a GoFundMe when you're gone."
— Gilbert Lopez, FounderLegacy Insurance Group is based in Woodburn, Oregon — a town that's about half Latino, where a lot of families I grew up around didn't have access to insurance in their language. That shaped how I built this agency. But we serve families everywhere. If you're in Oregon, Washington, California, or any of the 30+ states I'm licensed in, I can help.
Ready to talk? I'll tell you what coverage makes sense — and what doesn't — for your situation.